Indian Overseas Bank CHANDER NAGAR Branch IFSC Code
IOBA 0000649
Indian Overseas Bank CHANDER NAGAR — HOOGHLY, WEST BENGAL
MICR: 700020040
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- CHANDER NAGAR
- IFSC Code
- IOBA0000649
- MICR Code
- 700020040
- City
- HOOGHLY
- District
- CHANDANNAGAR
- State
- WEST BENGAL
- Contact
- +913326836172
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000649 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000649.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000649.
IFSC Code Structure
I
O
B
A
0
0
0
0
6
4
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000649 — Branch code (CHANDER NAGAR)
Nearby Indian Overseas Bank Branches in HOOGHLY
CHINSURAH
IOBA0000499
PROSAD KUTIR, PROSAD DAS SEN ROAD, POCHINSURAH, HOOGHLY DIST PIN 712101
MICR: 700020041 RTGS ✓ NEFT ✓ IMPS ✓
JAYARHATALA
IOBA0001142
VILLAGE AND PO JAYAR,JAYAR,PIN 712149
MICR: 700020503 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000649 valid for online transfer?
Yes, IOBA0000649 is a valid IFSC code for Indian Overseas Bank CHANDER NAGAR branch in HOOGHLY, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000649 belong to?
IOBA0000649 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHANDER NAGAR is 700020040. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000649?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.