Indian Overseas Bank PATHANKOT Branch IFSC Code
IOBA 0000581
Indian Overseas Bank PATHANKOT — GURDASPUR, PUNJAB
MICR: 145020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PATHANKOT
- IFSC Code
- IOBA0000581
- MICR Code
- 145020002
- City
- GURDASPUR
- District
- PATHANKOT
- State
- PUNJAB
- Contact
- +911862221394
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000581 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000581.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000581.
IFSC Code Structure
I
O
B
A
0
0
0
0
5
8
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000581 — Branch code (PATHANKOT)
Nearby Indian Overseas Bank Branches in GURDASPUR
GURDASPUR
IOBA0001603
514 BY 18, POLICE LINES ROAD, GURDASPUR 143521
MICR: 143020202 RTGS ✓ NEFT ✓ IMPS ✓
BATALA
IOBA0001912
B1,BY,324,KAHNUWAN,RD,SIMBAL,BATALA,GURDASPUR,DIST,PIN,143505
MICR: 143020102 RTGS ✓ NEFT ✓ IMPS ✓
FEROZEPURFEROZEPUR CANTONMENT
IOBA0002100
BUNGALOW NO 121, PORTION NO 7, KUTCHERY ROAD, FEROZEPUR CANTONMENT PIN 152001
MICR: 152020003 RTGS ✓ NEFT ✓ IMPS ✓
DUGRI
IOBA0003145
SCO 1 2 3 HALF PART NITESH VIHAR VILLAGE,DURGI DHANDRAN ROAD,LUDHIANA 141013
MICR: 141020029 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000581 valid for online transfer?
Yes, IOBA0000581 is a valid IFSC code for Indian Overseas Bank PATHANKOT branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000581 belong to?
IOBA0000581 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PATHANKOT is 145020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000581?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.