Indian Overseas Bank GURDASPUR Branch IFSC Code
IOBA 0001603
Indian Overseas Bank GURDASPUR — GURDASPUR, PUNJAB
MICR: 143020202
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GURDASPUR
- IFSC Code
- IOBA0001603
- MICR Code
- 143020202
- City
- GURDASPUR
- District
- GURDASPUR
- State
- PUNJAB
- Contact
- +918725228364
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001603 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001603.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001603.
IFSC Code Structure
I
O
B
A
0
0
0
1
6
0
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001603 — Branch code (GURDASPUR)
Nearby Indian Overseas Bank Branches in GURDASPUR
PATHANKOT
IOBA0000581
357 BY 358, DALHOUSIE ROAD, PATHANKOT GURDASPUR DT, PIN 145001
MICR: 145020002 RTGS ✓ NEFT ✓ IMPS ✓
BATALA
IOBA0001912
B1,BY,324,KAHNUWAN,RD,SIMBAL,BATALA,GURDASPUR,DIST,PIN,143505
MICR: 143020102 RTGS ✓ NEFT ✓ IMPS ✓
FEROZEPURFEROZEPUR CANTONMENT
IOBA0002100
BUNGALOW NO 121, PORTION NO 7, KUTCHERY ROAD, FEROZEPUR CANTONMENT PIN 152001
MICR: 152020003 RTGS ✓ NEFT ✓ IMPS ✓
DUGRI
IOBA0003145
SCO 1 2 3 HALF PART NITESH VIHAR VILLAGE,DURGI DHANDRAN ROAD,LUDHIANA 141013
MICR: 141020029 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001603 valid for online transfer?
Yes, IOBA0001603 is a valid IFSC code for Indian Overseas Bank GURDASPUR branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001603 belong to?
IOBA0001603 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GURDASPUR is 143020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001603?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.