Indian Overseas Bank LAKHIMPUR Branch IFSC Code
IOBA 0000631
Indian Overseas Bank LAKHIMPUR — LAKHIMPUR KHERI, UTTAR PRADESH
MICR: 262020702
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- LAKHIMPUR
- IFSC Code
- IOBA0000631
- MICR Code
- 262020702
- City
- LAKHIMPUR KHERI
- District
- LAKHIMPUR
- State
- UTTAR PRADESH
- Contact
- 252971
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000631 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000631.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000631.
IFSC Code Structure
I
O
B
A
0
0
0
0
6
3
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000631 — Branch code (LAKHIMPUR)
Nearby Indian Overseas Bank Branches in LAKHIMPUR KHERI
ZILA PARISHAD LAKHIMPUR
IOBA0001905
ZILA PARISHAD PREMISES,LAKHIMPUR,LAKHIMPUR,PIN 262701
MICR: 262020703 RTGS ✓ NEFT ✓ IMPS ✓
PAILA
IOBA0003645
758 3,VILLAGE POST BEHZAM KASTA ROAD,LAKHIMPUR,KHERI 261501
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000631 valid for online transfer?
Yes, IOBA0000631 is a valid IFSC code for Indian Overseas Bank LAKHIMPUR branch in LAKHIMPUR KHERI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000631 belong to?
IOBA0000631 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LAKHIMPUR is 262020702. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000631?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.