Indian Overseas Bank PAILA Branch IFSC Code

IOBA 0003645
Indian Overseas Bank Logo Indian Overseas Bank
PAILA — LAKHIMPUR KHERI, UTTAR PRADESH
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PAILA
IFSC Code
IOBA0003645
Address
758 3,VILLAGE POST BEHZAM KASTA ROAD,LAKHIMPUR,KHERI 261501
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City
LAKHIMPUR KHERI
District
KHERI
State
UTTAR PRADESH
Contact
+915222287161

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003645 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003645.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003645.

IFSC Code Structure

I
O
B
A
0
0
0
3
6
4
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003645 — Branch code (PAILA)

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Frequently Asked Questions

Is IOBA0003645 valid for online transfer?
Yes, IOBA0003645 is a valid IFSC code for Indian Overseas Bank PAILA branch in LAKHIMPUR KHERI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003645 belong to?
IOBA0003645 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003645?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.