Indian Overseas Bank BEGUNIAPADA Branch IFSC Code
IOBA 0000636
Indian Overseas Bank BEGUNIAPADA — GANJAM, ODISHA
MICR: 761020501
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BEGUNIAPADA
- IFSC Code
- IOBA0000636
- MICR Code
- 761020501
- City
- GANJAM
- District
- BEGUNIAPADA
- State
- ODISHA
- Contact
- +916810260437
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000636 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000636.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000636.
IFSC Code Structure
I
O
B
A
0
0
0
0
6
3
6
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000636 — Branch code (BEGUNIAPADA)
Nearby Indian Overseas Bank Branches in GANJAM
BHISMAGIRI
IOBA0000517
AT P.O.BHISMAGIRI,BHISMAGIRI,PIN 761055
MICR: 761020502 RTGS ✓ NEFT ✓ IMPS ✓
KUKUDAKHANDI
IOBA0000626
MAIN ROAD, AT PO. KUKUDAKHANDI761100
MICR: 761020504 RTGS ✓ NEFT ✓ IMPS ✓
NARENDRAPUR
IOBA0000702
MAIN ROAD,NARENDRAPUR,GANJAM DISTRICT,PIN CODE 761051
MICR: 760020004 RTGS ✓ NEFT ✓ IMPS ✓
GOLANTHARA
IOBA0000917
MAIN ROAD AT PO GOLANTHARA PIN 761008
MICR: 761020506 RTGS ✓ NEFT ✓ IMPS ✓
DENGAPADAR
IOBA0000940
AT P.O.DENGAPADAR,BURUPADAVIA,DENGAPADAR,PIN 761146
MICR: 761020503 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000636 valid for online transfer?
Yes, IOBA0000636 is a valid IFSC code for Indian Overseas Bank BEGUNIAPADA branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000636 belong to?
IOBA0000636 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BEGUNIAPADA is 761020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000636?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.