Indian Overseas Bank NARENDRAPUR Branch IFSC Code

IOBA 0000702
Indian Overseas Bank Logo Indian Overseas Bank
NARENDRAPUR — GANJAM, ODISHA
MICR: 760020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NARENDRAPUR
IFSC Code
IOBA0000702
MICR Code
760020004
Address
MAIN ROAD,NARENDRAPUR,GANJAM DISTRICT,PIN CODE 761051
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City
GANJAM
District
NARENDRAPUR
State
ODISHA
Contact
259529

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000702 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000702.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000702.

IFSC Code Structure

I
O
B
A
0
0
0
0
7
0
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000702 — Branch code (NARENDRAPUR)

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Frequently Asked Questions

Is IOBA0000702 valid for online transfer?
Yes, IOBA0000702 is a valid IFSC code for Indian Overseas Bank NARENDRAPUR branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000702 belong to?
IOBA0000702 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NARENDRAPUR is 760020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000702?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.