Indian Overseas Bank SAMISRAGUDEM Branch IFSC Code

IOBA 0000642
Indian Overseas Bank Logo Indian Overseas Bank
SAMISRAGUDEM — WEST GODAVARI, ANDHRA PRADESH
MICR: 534020602 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SAMISRAGUDEM
IFSC Code
IOBA0000642
MICR Code
534020602
Address
MUNSIF VARIVEEDHI, SAMISRAGUDEM,NIDDAVOLU MANDAL, SAMISRAGUDEM 534302
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City
WEST GODAVARI
District
SAMISRAGUDEM
State
ANDHRA PRADESH
Contact
+918813221274

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000642 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000642.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000642.

IFSC Code Structure

I
O
B
A
0
0
0
0
6
4
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000642 — Branch code (SAMISRAGUDEM)

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Frequently Asked Questions

Is IOBA0000642 valid for online transfer?
Yes, IOBA0000642 is a valid IFSC code for Indian Overseas Bank SAMISRAGUDEM branch in WEST GODAVARI, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000642 belong to?
IOBA0000642 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SAMISRAGUDEM is 534020602. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000642?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.