Indian Overseas Bank XAVIER NGR Branch IFSC Code

IOBA 0001547
Indian Overseas Bank Logo Indian Overseas Bank
XAVIER NGR — WEST GODAVARI, ANDHRA PRADESH
MICR: 534020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
XAVIER NGR
IFSC Code
IOBA0001547
MICR Code
534020003
Address
XAVIER NGR, ELURU
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City
WEST GODAVARI
District
ELURU
State
ANDHRA PRADESH
Contact
23468864

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001547 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001547.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001547.

IFSC Code Structure

I
O
B
A
0
0
0
1
5
4
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001547 — Branch code (XAVIER NGR)

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Frequently Asked Questions

Is IOBA0001547 valid for online transfer?
Yes, IOBA0001547 is a valid IFSC code for Indian Overseas Bank XAVIER NGR branch in WEST GODAVARI, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001547 belong to?
IOBA0001547 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank XAVIER NGR is 534020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001547?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.