Indian Overseas Bank KALALI Branch IFSC Code
IOBA 0000703
Indian Overseas Bank KALALI — VADODARA, GUJARAT
MICR: 390020005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KALALI
- IFSC Code
- IOBA0000703
- MICR Code
- 390020005
- City
- VADODARA
- District
- KALALI
- State
- GUJARAT
- Contact
- 2680068
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000703 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000703.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000703.
IFSC Code Structure
I
O
B
A
0
0
0
0
7
0
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000703 — Branch code (KALALI)
Nearby Indian Overseas Bank Branches in VADODARA
ALKAPURI
IOBA0000195
DARPAN APARTMENTS, RC DUTT ROAD, ALKAPURI, BARODA - 390 005
MICR: 390020003 RTGS ✓ NEFT ✓ IMPS ✓
BARODA DANDIA BAZAAR
IOBA0000356
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MICR: 390020006 RTGS ✓ NEFT ✓ IMPS ✓
BARODA JAWAHAR NAGAR
IOBA0000473
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ITOLA
IOBA0000701
ITOLA ROAD ITOLA BARODA PIN 391240
MICR: 391020502 RTGS ✓ NEFT ✓ IMPS ✓
UNDERA
IOBA0000723
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MICR: 390020007 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000703 valid for online transfer?
Yes, IOBA0000703 is a valid IFSC code for Indian Overseas Bank KALALI branch in VADODARA, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000703 belong to?
IOBA0000703 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KALALI is 390020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000703?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.