Indian Overseas Bank UNDERA Branch IFSC Code
IOBA 0000723
Indian Overseas Bank UNDERA — VADODARA, GUJARAT
MICR: 390020007
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- UNDERA
- IFSC Code
- IOBA0000723
- MICR Code
- 390020007
- City
- VADODARA
- District
- UNDERA
- State
- GUJARAT
- Contact
- 2265435
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000723 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000723.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000723.
IFSC Code Structure
I
O
B
A
0
0
0
0
7
2
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000723 — Branch code (UNDERA)
Nearby Indian Overseas Bank Branches in VADODARA
ALKAPURI
IOBA0000195
DARPAN APARTMENTS, RC DUTT ROAD, ALKAPURI, BARODA - 390 005
MICR: 390020003 RTGS ✓ NEFT ✓ IMPS ✓
BARODA DANDIA BAZAAR
IOBA0000356
1 FLOOR,RAJESHIRKES BUILDING,DANDIA BAZAAR,BARODA PIN 390001
MICR: 390020006 RTGS ✓ NEFT ✓ IMPS ✓
BARODA JAWAHAR NAGAR
IOBA0000473
IPCL COMPLEX,MATERIALS BULDING,R AND D GATE,JAWAHAR NAGAR PIN 391346
MICR: 390020004 RTGS ✓ NEFT ✓ IMPS ✓
ITOLA
IOBA0000701
ITOLA ROAD ITOLA BARODA PIN 391240
MICR: 391020502 RTGS ✓ NEFT ✓ IMPS ✓
KALALI
IOBA0000703
KALALI ROAD, KALALI PIN 390012
MICR: 390020005 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000723 valid for online transfer?
Yes, IOBA0000723 is a valid IFSC code for Indian Overseas Bank UNDERA branch in VADODARA, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000723 belong to?
IOBA0000723 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank UNDERA is 390020007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000723?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.