Indian Overseas Bank ASANSOL Branch IFSC Code

IOBA 0000708
Indian Overseas Bank Logo Indian Overseas Bank
ASANSOL — BARDDHAMAN, WEST BENGAL
MICR: 713020001 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ASANSOL
IFSC Code
IOBA0000708
MICR Code
713020001
Address
8 BY 8, 1 FLOOR, T P MARKET, G T ROAD, ASANSOL PIN 713301
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City
BARDDHAMAN
District
ASANSOL
State
WEST BENGAL
Contact
2204523

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000708 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000708.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000708.

IFSC Code Structure

I
O
B
A
0
0
0
0
7
0
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000708 — Branch code (ASANSOL)

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Frequently Asked Questions

Is IOBA0000708 valid for online transfer?
Yes, IOBA0000708 is a valid IFSC code for Indian Overseas Bank ASANSOL branch in BARDDHAMAN, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000708 belong to?
IOBA0000708 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ASANSOL is 713020001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000708?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.