Indian Overseas Bank MADHYAMGRAM Branch IFSC Code
IOBA 0002638
Indian Overseas Bank MADHYAMGRAM — BARDDHAMAN, WEST BENGAL
MICR: 700020083
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- MADHYAMGRAM
- IFSC Code
- IOBA0002638
- MICR Code
- 700020083
- Address
- 1ST.FLOOR,ANANDALOK,LANE NO.1,JESSORE ROAD,MADHYAMGRAM 700129,DIST.NOTH 24 PARGANAS Open in Google Maps
- City
- BARDDHAMAN
- District
- MADHYAMGRAM
- State
- WEST BENGAL
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002638 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002638.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002638.
IFSC Code Structure
I
O
B
A
0
0
0
2
6
3
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002638 — Branch code (MADHYAMGRAM)
Nearby Indian Overseas Bank Branches in BARDDHAMAN
ASANSOL
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MEMARI
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ANDALGRAM
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RTGS ✓ NEFT ✓ IMPS ✓
KATWA
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RTGS ✓ NEFT ✓ IMPS ✓
SUDPUR
IOBA0003801
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Frequently Asked Questions
Is IOBA0002638 valid for online transfer?
Yes, IOBA0002638 is a valid IFSC code for Indian Overseas Bank MADHYAMGRAM branch in BARDDHAMAN, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002638 belong to?
IOBA0002638 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MADHYAMGRAM is 700020083. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002638?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.