Indian Overseas Bank OOTACAMUND Branch IFSC Code

IOBA 0000786
Indian Overseas Bank Logo Indian Overseas Bank
OOTACAMUND — NILGIRIS, TAMIL NADU
MICR: 643020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
OOTACAMUND
IFSC Code
IOBA0000786
MICR Code
643020002
Address
1780, COMMERCIAL ROAD,OOTACAMUND PIN 643001
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City
NILGIRIS
District
UDHAGAMANDALAM
State
TAMIL NADU
Contact
+914232444101

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000786 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000786.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000786.

IFSC Code Structure

I
O
B
A
0
0
0
0
7
8
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000786 — Branch code (OOTACAMUND)

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Frequently Asked Questions

Is IOBA0000786 valid for online transfer?
Yes, IOBA0000786 is a valid IFSC code for Indian Overseas Bank OOTACAMUND branch in NILGIRIS, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000786 belong to?
IOBA0000786 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank OOTACAMUND is 643020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000786?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.