Indian Overseas Bank KOTAHGIRI Branch IFSC Code
IOBA 0001285
Indian Overseas Bank KOTAHGIRI — NILGIRIS, TAMIL NADU
MICR: 643020302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KOTAHGIRI
- IFSC Code
- IOBA0001285
- MICR Code
- 643020302
- City
- NILGIRIS
- District
- COIMBATORE
- State
- TAMIL NADU
- Contact
- +9142662271051
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001285 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001285.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001285.
IFSC Code Structure
I
O
B
A
0
0
0
1
2
8
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001285 — Branch code (KOTAHGIRI)
Nearby Indian Overseas Bank Branches in NILGIRIS
OOTACAMUND
IOBA0000786
1780, COMMERCIAL ROAD,OOTACAMUND PIN 643001
MICR: 643020002 RTGS ✓ NEFT ✓ IMPS ✓
COONOOR
IOBA0002677
83ABY1 GRACE HILL SIMS PARK ROAD COONOR THE NILGIRIS 643101
MICR: 643020102 RTGS ✓ NEFT ✓ IMPS ✓
YEDAPALLI
IOBA0003757
SF NO 256 6 INR S NO 135 2 YEDAPALLI VILLAGE AND POST COONOOR TK
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001285 valid for online transfer?
Yes, IOBA0001285 is a valid IFSC code for Indian Overseas Bank KOTAHGIRI branch in NILGIRIS, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001285 belong to?
IOBA0001285 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KOTAHGIRI is 643020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001285?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.