Indian Overseas Bank R O KARAIKUDI Branch IFSC Code

IOBA 0000820
Indian Overseas Bank Logo Indian Overseas Bank
R O KARAIKUDI — SIVAGANGA, TAMIL NADU
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
R O KARAIKUDI
IFSC Code
IOBA0000820
Address
DOOR NO 26 BY 7,COLLEGE ROAD,I FLOOR,SUBRAMANIAPURAM KARAIKUDISIVAGANGA DT PIN CODE 623002
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City
SIVAGANGA
District
KARAIKUDI
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000820 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000820.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000820.

IFSC Code Structure

I
O
B
A
0
0
0
0
8
2
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000820 — Branch code (R O KARAIKUDI)

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Frequently Asked Questions

Is IOBA0000820 valid for online transfer?
Yes, IOBA0000820 is a valid IFSC code for Indian Overseas Bank R O KARAIKUDI branch in SIVAGANGA, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000820 belong to?
IOBA0000820 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0000820?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.