Indian Overseas Bank MELPURAM Branch IFSC Code

IOBA 0000846
Indian Overseas Bank Logo Indian Overseas Bank
MELPURAM — KANYAKUMARI, TAMIL NADU
MICR: 629020107 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MELPURAM
IFSC Code
IOBA0000846
MICR Code
629020107
Address
20-21 C, GIL GAL MELPURAM, PACODE POST, MELPURAM - 629168
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City
KANYAKUMARI
District
NAGERCOIL
State
TAMIL NADU
Contact
260407

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000846 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000846.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000846.

IFSC Code Structure

I
O
B
A
0
0
0
0
8
4
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000846 — Branch code (MELPURAM)

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Frequently Asked Questions

Is IOBA0000846 valid for online transfer?
Yes, IOBA0000846 is a valid IFSC code for Indian Overseas Bank MELPURAM branch in KANYAKUMARI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000846 belong to?
IOBA0000846 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MELPURAM is 629020107. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000846?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.