Indian Overseas Bank KUMUDEPALLI Branch IFSC Code

IOBA 0000869
Indian Overseas Bank Logo Indian Overseas Bank
KUMUDEPALLI — BELGAUM, KARNATAKA
MICR: 635020406 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KUMUDEPALLI
IFSC Code
IOBA0000869
MICR Code
635020406
Address
ADHIYAMAAN COLLEGE OF ENGG CAMPUS, HOSUR KRISHNAGIRI ROAD, HOSUR EAST PIN 635109
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City
BELGAUM
District
KUMUDAPALLI
State
KARNATAKA
Contact
260543

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000869 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000869.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000869.

IFSC Code Structure

I
O
B
A
0
0
0
0
8
6
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000869 — Branch code (KUMUDEPALLI)

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Frequently Asked Questions

Is IOBA0000869 valid for online transfer?
Yes, IOBA0000869 is a valid IFSC code for Indian Overseas Bank KUMUDEPALLI branch in BELGAUM, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000869 belong to?
IOBA0000869 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KUMUDEPALLI is 635020406. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000869?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.