Indian Overseas Bank CHIKKODI Branch IFSC Code

IOBA 0002850
Indian Overseas Bank Logo Indian Overseas Bank
CHIKKODI — BELGAUM, KARNATAKA
MICR: 591020202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHIKKODI
IFSC Code
IOBA0002850
MICR Code
591020202
Address
PLOT NO 171 BHIMNAGAR EAST PART NAGALINESHWAR COLONY COLG ROAD CHIKKODI BELGAUM DIST 591201
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City
BELGAUM
District
CHIKODI
State
KARNATAKA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002850 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002850.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002850.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
5
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002850 — Branch code (CHIKKODI)

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Frequently Asked Questions

Is IOBA0002850 valid for online transfer?
Yes, IOBA0002850 is a valid IFSC code for Indian Overseas Bank CHIKKODI branch in BELGAUM, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002850 belong to?
IOBA0002850 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHIKKODI is 591020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002850?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.