Indian Overseas Bank RAXAUL Branch IFSC Code

IOBA 0000951
Indian Overseas Bank Logo Indian Overseas Bank
RAXAUL — PURBI CHAMPARAN, BIHAR
MICR: 845020202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
RAXAUL
IFSC Code
IOBA0000951
MICR Code
845020202
Address
LAXMI MARKET MAIN ROAD RAXAUL PIN 845305
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City
PURBI CHAMPARAN
District
RAXAUL
State
BIHAR
Contact
+916255221072

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000951 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000951.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000951.

IFSC Code Structure

I
O
B
A
0
0
0
0
9
5
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000951 — Branch code (RAXAUL)

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Frequently Asked Questions

Is IOBA0000951 valid for online transfer?
Yes, IOBA0000951 is a valid IFSC code for Indian Overseas Bank RAXAUL branch in PURBI CHAMPARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000951 belong to?
IOBA0000951 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAXAUL is 845020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000951?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.