Indian Overseas Bank MOTIHARI Branch IFSC Code
IOBA 0002851
Indian Overseas Bank MOTIHARI — PURBI CHAMPARAN, BIHAR
MICR: 854020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- MOTIHARI
- IFSC Code
- IOBA0002851
- MICR Code
- 854020002
- City
- PURBI CHAMPARAN
- District
- MOTIHARI
- State
- BIHAR
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002851 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002851.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002851.
IFSC Code Structure
I
O
B
A
0
0
0
2
8
5
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002851 — Branch code (MOTIHARI)
Nearby Indian Overseas Bank Branches in PURBI CHAMPARAN
View all Indian Overseas Bank branches in PURBI CHAMPARAN →Frequently Asked Questions
Is IOBA0002851 valid for online transfer?
Yes, IOBA0002851 is a valid IFSC code for Indian Overseas Bank MOTIHARI branch in PURBI CHAMPARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002851 belong to?
IOBA0002851 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MOTIHARI is 854020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002851?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.