Indian Overseas Bank OPPILAN Branch IFSC Code

IOBA 0000978
Indian Overseas Bank Logo Indian Overseas Bank
OPPILAN — RAMANATHAPURAM, TAMIL NADU
MICR: 623020010 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
OPPILAN
IFSC Code
IOBA0000978
MICR Code
623020010
Address
3 BY 93 MUSLIM JAMAD COMPLEX RUSSEL STREET OPPILAN PIN 623703
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City
RAMANATHAPURAM
District
OPPILLAN
State
TAMIL NADU
Contact
261322

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000978 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000978.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000978.

IFSC Code Structure

I
O
B
A
0
0
0
0
9
7
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000978 — Branch code (OPPILAN)

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Frequently Asked Questions

Is IOBA0000978 valid for online transfer?
Yes, IOBA0000978 is a valid IFSC code for Indian Overseas Bank OPPILAN branch in RAMANATHAPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000978 belong to?
IOBA0000978 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank OPPILAN is 623020010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000978?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.