Indian Overseas Bank THENMALAI Branch IFSC Code

IOBA 0000981
Indian Overseas Bank Logo Indian Overseas Bank
THENMALAI — TIRUNELVALI, TAMIL NADU
MICR: 627020049 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
THENMALAI
IFSC Code
IOBA0000981
MICR Code
627020049
Address
MAIN ROAD THENMALAI PIN 627770
Open in Google Maps
City
TIRUNELVALI
District
THENMALAI
State
TAMIL NADU
Contact
250238

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000981 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000981.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000981.

IFSC Code Structure

I
O
B
A
0
0
0
0
9
8
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000981 — Branch code (THENMALAI)

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Frequently Asked Questions

Is IOBA0000981 valid for online transfer?
Yes, IOBA0000981 is a valid IFSC code for Indian Overseas Bank THENMALAI branch in TIRUNELVALI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000981 belong to?
IOBA0000981 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank THENMALAI is 627020049. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000981?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.