Indian Overseas Bank RACHHOTI Branch IFSC Code
IOBA 0000985
Indian Overseas Bank RACHHOTI — MEERUT, UTTAR PRADESH
MICR: 250020006
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RACHHOTI
- IFSC Code
- IOBA0000985
- MICR Code
- 250020006
- City
- MEERUT
- District
- RACHHOTI
- State
- UTTAR PRADESH
- Contact
- +911233257437
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000985 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000985.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000985.
IFSC Code Structure
I
O
B
A
0
0
0
0
9
8
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000985 — Branch code (RACHHOTI)
Nearby Indian Overseas Bank Branches in MEERUT
MEERUT
IOBA0000340
194,OPP TO UP RDWAYS,G T RD,MEERUT
MICR: 250020002 RTGS ✓ NEFT ✓ IMPS ✓
HATHRAS
IOBA0001474
OPP GALAXY HOTEL,A GRA ROAD,NEAR POST OFFICE,HATHRAS,PIN 204101
MICR: 204020002 RTGS ✓ NEFT ✓ IMPS ✓
MEERUT SHASTRI NAGAR
IOBA0001532
B 7,SHASTRI NAGAR,MEERUT PIN 250005
MICR: 250020004 RTGS ✓ NEFT ✓ IMPS ✓
MEERUT POLICE LINES
IOBA0001533
OPP CIRCUIT HOUSE,POLICE LINES,MEERUT PIN 250001
MICR: 250020005 RTGS ✓ NEFT ✓ IMPS ✓
MEERUTDEV
IOBA0001615
DEVANAGARI COLLEGE CAMPUS RAILWAY ROAD MEERUT PIN 250002
MICR: 250020003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000985 valid for online transfer?
Yes, IOBA0000985 is a valid IFSC code for Indian Overseas Bank RACHHOTI branch in MEERUT, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000985 belong to?
IOBA0000985 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RACHHOTI is 250020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000985?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.