Indian Overseas Bank HATHRAS Branch IFSC Code

IOBA 0001474
Indian Overseas Bank Logo Indian Overseas Bank
HATHRAS — MEERUT, UTTAR PRADESH
MICR: 204020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HATHRAS
IFSC Code
IOBA0001474
MICR Code
204020002
Address
OPP GALAXY HOTEL,A GRA ROAD,NEAR POST OFFICE,HATHRAS,PIN 204101
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City
MEERUT
District
MEERUT
State
UTTAR PRADESH
Contact
+915722236673

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001474 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001474.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001474.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
7
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001474 — Branch code (HATHRAS)

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Frequently Asked Questions

Is IOBA0001474 valid for online transfer?
Yes, IOBA0001474 is a valid IFSC code for Indian Overseas Bank HATHRAS branch in MEERUT, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001474 belong to?
IOBA0001474 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HATHRAS is 204020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001474?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.