Indian Overseas Bank RAJAPALAYAM Branch IFSC Code
IOBA 0001048
Indian Overseas Bank RAJAPALAYAM — VIRUDHUNAGAR, TAMIL NADU
MICR: 626020102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RAJAPALAYAM
- IFSC Code
- IOBA0001048
- MICR Code
- 626020102
- City
- VIRUDHUNAGAR
- District
- RAJAPALAIYAM
- State
- TAMIL NADU
- Contact
- 224974
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001048 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001048.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001048.
IFSC Code Structure
I
O
B
A
0
0
0
1
0
4
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001048 — Branch code (RAJAPALAYAM)
Nearby Indian Overseas Bank Branches in VIRUDHUNAGAR
SIVAKASI
IOBA0000085
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MICR: 626020002 RTGS ✓ NEFT ✓ IMPS ✓
VEERACHOLAN
IOBA0000277
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VIRUDHUNAGAR
IOBA0000358
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NARIKKUDI
IOBA0000746
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MICR: 626020203 RTGS ✓ NEFT ✓ IMPS ✓
VEMBAKOTTAI
IOBA0000747
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MICR: 626020003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001048 valid for online transfer?
Yes, IOBA0001048 is a valid IFSC code for Indian Overseas Bank RAJAPALAYAM branch in VIRUDHUNAGAR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001048 belong to?
IOBA0001048 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAJAPALAYAM is 626020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001048?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.