Indian Overseas Bank GOLDARWAZA CHOWK Branch IFSC Code

IOBA 0001087
Indian Overseas Bank Logo Indian Overseas Bank
GOLDARWAZA CHOWK — LUCKNOW, UTTAR PRADESH
MICR: 226020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GOLDARWAZA CHOWK
IFSC Code
IOBA0001087
MICR Code
226020004
Address
KUSUM DEEP BULDG,2 BLOCK NO 3,NEEBU BAGH,GOLDARWAJA CHOWK,LUCKNOW
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City
LUCKNOW
District
LUCKNOW
State
UTTAR PRADESH
Contact
2259076

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001087 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001087.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001087.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
8
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001087 — Branch code (GOLDARWAZA CHOWK)

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Frequently Asked Questions

Is IOBA0001087 valid for online transfer?
Yes, IOBA0001087 is a valid IFSC code for Indian Overseas Bank GOLDARWAZA CHOWK branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001087 belong to?
IOBA0001087 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GOLDARWAZA CHOWK is 226020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001087?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.