Indian Overseas Bank NARASINGAPURAM Branch IFSC Code

IOBA 0001097
Indian Overseas Bank Logo Indian Overseas Bank
NARASINGAPURAM — SALEM, TAMIL NADU
MICR: 636020032 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NARASINGAPURAM
IFSC Code
IOBA0001097
MICR Code
636020032
Address
107, SALEM CUDDALORE MAIN ROAD, VINAYAKAPURAM, NARASINGAPURAM, ATTUR, PIN 636101
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City
SALEM
District
NARASINGAPURAM
State
TAMIL NADU
Contact
240888

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001097 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001097.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001097.

IFSC Code Structure

I
O
B
A
0
0
0
1
0
9
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001097 — Branch code (NARASINGAPURAM)

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Frequently Asked Questions

Is IOBA0001097 valid for online transfer?
Yes, IOBA0001097 is a valid IFSC code for Indian Overseas Bank NARASINGAPURAM branch in SALEM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001097 belong to?
IOBA0001097 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NARASINGAPURAM is 636020032. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001097?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.