Indian Overseas Bank KOMALAPURAM Branch IFSC Code
IOBA 0001201
Indian Overseas Bank KOMALAPURAM — ALAPUZHA, KERALA
MICR: 688020801
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KOMALAPURAM
- IFSC Code
- IOBA0001201
- MICR Code
- 688020801
- City
- ALAPUZHA
- District
- KOMALAPURAM
- State
- KERALA
- Contact
- 2258017
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001201 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001201.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001201.
IFSC Code Structure
I
O
B
A
0
0
0
1
2
0
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001201 — Branch code (KOMALAPURAM)
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OLAKETTIYAMBALAM
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HARIPAD
IOBA0001416
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Frequently Asked Questions
Is IOBA0001201 valid for online transfer?
Yes, IOBA0001201 is a valid IFSC code for Indian Overseas Bank KOMALAPURAM branch in ALAPUZHA, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001201 belong to?
IOBA0001201 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KOMALAPURAM is 688020801. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001201?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.