Indian Overseas Bank HARIPAD Branch IFSC Code

IOBA 0001416
Indian Overseas Bank Logo Indian Overseas Bank
HARIPAD — ALAPUZHA, KERALA
MICR: 690020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HARIPAD
IFSC Code
IOBA0001416
MICR Code
690020002
Address
I FLOOR PRASANTHI SHOPPING,COMPLEX,TOWN HALL JUNCTION,HARIPAD,PIN 690514
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City
ALAPUZHA
District
HARIPAD
State
KERALA
Contact
2412949

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001416 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001416.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001416.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
1
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001416 — Branch code (HARIPAD)

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Frequently Asked Questions

Is IOBA0001416 valid for online transfer?
Yes, IOBA0001416 is a valid IFSC code for Indian Overseas Bank HARIPAD branch in ALAPUZHA, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001416 belong to?
IOBA0001416 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HARIPAD is 690020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001416?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.