Indian Overseas Bank UMAHIKALAN Branch IFSC Code
IOBA 0001208
Indian Overseas Bank UMAHIKALAN — SAHARANPUR, UTTAR PRADESH
MICR: 247020051
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- UMAHIKALAN
- IFSC Code
- IOBA0001208
- MICR Code
- 247020051
- City
- SAHARANPUR
- District
- UMAHIKALAN
- State
- UTTAR PRADESH
- Contact
- 257298
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001208 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001208.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001208.
IFSC Code Structure
I
O
B
A
0
0
0
1
2
0
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001208 — Branch code (UMAHIKALAN)
Nearby Indian Overseas Bank Branches in SAHARANPUR
SAHARANPUR
IOBA0000434
2 BY 662, COURT RD, SAHARANPUR
MICR: 247020002 RTGS ✓ NEFT ✓ IMPS ✓
GANGOH
IOBA0000594
E 407 COLLEGE ROAD GANGOH SAHARANPUR PIN 247341
MICR: 247020602 RTGS ✓ NEFT ✓ IMPS ✓
JANDHERA
IOBA0000685
JANDHERASAMASPUR DEVBAND TEHSIL,JANDHERA JANDHERASAMASPUR PIN 247451
MICR: 247020005 RTGS ✓ NEFT ✓ IMPS ✓
CHAKROTA ROAD
IOBA0001063
MAHARAJA SINGH COLLEGE CHAKROTA RD,SAHARANPUR
MICR: 247020003 RTGS ✓ NEFT ✓ IMPS ✓
DEVLA
IOBA0001126
DATOLI RANGHAR DEVLA MULLA NAGRAJ PO DATOLI RANGHAR DEVLA PIN 247001
MICR: 247020004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001208 valid for online transfer?
Yes, IOBA0001208 is a valid IFSC code for Indian Overseas Bank UMAHIKALAN branch in SAHARANPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001208 belong to?
IOBA0001208 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank UMAHIKALAN is 247020051. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001208?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.