Indian Overseas Bank BEHALA Branch IFSC Code

IOBA 0001224
Indian Overseas Bank Logo Indian Overseas Bank
BEHALA — KOLKATA, WEST BENGAL
MICR: 700020033 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BEHALA
IFSC Code
IOBA0001224
MICR Code
700020033
Address
1 SATYAN ROY RD,BEHALA,KOLKATA
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City
KOLKATA
District
KOLKATA
State
WEST BENGAL
Contact
24686892

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001224 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001224.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001224.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
2
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001224 — Branch code (BEHALA)

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Frequently Asked Questions

Is IOBA0001224 valid for online transfer?
Yes, IOBA0001224 is a valid IFSC code for Indian Overseas Bank BEHALA branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001224 belong to?
IOBA0001224 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BEHALA is 700020033. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001224?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.