Indian Overseas Bank KECHCHI POKKI Branch IFSC Code

IOBA 0001248
Indian Overseas Bank Logo Indian Overseas Bank
KECHCHI POKKI — MUZAFFARPUR, BIHAR
MICR: 842020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KECHCHI POKKI
IFSC Code
IOBA0001248
MICR Code
842020002
Address
GIRIJA PLA,AGHORIA BAZAR CHOWK,MUZZAFFARPUR PIN 842002
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City
MUZAFFARPUR
District
MUZAFFARPUR
State
BIHAR
Contact
+916212246617

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001248 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001248.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001248.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
4
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001248 — Branch code (KECHCHI POKKI)

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Frequently Asked Questions

Is IOBA0001248 valid for online transfer?
Yes, IOBA0001248 is a valid IFSC code for Indian Overseas Bank KECHCHI POKKI branch in MUZAFFARPUR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001248 belong to?
IOBA0001248 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KECHCHI POKKI is 842020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001248?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.