Indian Overseas Bank HARISABHA CHOWK MUZAFFARPUR Branch IFSC Code

IOBA 0004013
Indian Overseas Bank Logo Indian Overseas Bank
HARISABHA CHOWK MUZAFFARPUR — MUZAFFARPUR, BIHAR
MICR: 842020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HARISABHA CHOWK MUZAFFARPUR
IFSC Code
IOBA0004013
MICR Code
842020004
Address
SECOND FLOOR, ABOVE CHEMIST BOX, HARI SABHA CHOWK, POST OFFICE-RAMNA, PS MITHANPURA, DISTRICT MUZAFFARPUR, BIHAR, PIN 842002
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City
MUZAFFARPUR
District
MUZAFFARPUR
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004013 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004013.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004013.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
1
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004013 — Branch code (HARISABHA CHOWK MUZAFFARPUR)

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Frequently Asked Questions

Is IOBA0004013 valid for online transfer?
Yes, IOBA0004013 is a valid IFSC code for Indian Overseas Bank HARISABHA CHOWK MUZAFFARPUR branch in MUZAFFARPUR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004013 belong to?
IOBA0004013 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HARISABHA CHOWK MUZAFFARPUR is 842020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004013?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.