Indian Overseas Bank PERUNGULAM Branch IFSC Code
IOBA 0001279
Indian Overseas Bank PERUNGULAM — RAMANATHAPURAM, TAMIL NADU
MICR: 623020014
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PERUNGULAM
- IFSC Code
- IOBA0001279
- MICR Code
- 623020014
- City
- RAMANATHAPURAM
- District
- PERUNGULAM
- State
- TAMIL NADU
- Contact
- 255237
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001279 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001279.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001279.
IFSC Code Structure
I
O
B
A
0
0
0
1
2
7
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001279 — Branch code (PERUNGULAM)
Nearby Indian Overseas Bank Branches in RAMANATHAPURAM
KILAKARAI
IOBA0000138
467 BY 2 WARD NO 9, MUSLIM BAZAAR, KILAKARAI PIN 623601
MICR: 623020003 RTGS ✓ NEFT ✓ IMPS ✓
TONDI
IOBA0000184
BEACH ROAD,TONDI PIN 623409
MICR: 623020004 RTGS ✓ NEFT ✓ IMPS ✓
ABHIRAMAM
IOBA0000239
77 MUSLIM BAZAAR ROAD ABHIRAMAM PIN 623601
MICR: 623020103 RTGS ✓ NEFT ✓ IMPS ✓
UCHIPULLI
IOBA0000271
45 BY 14,SETHUPATHY HIGH ROAD,UCHIPULLI,PIN 623534
MICR: 623020005 RTGS ✓ NEFT ✓ IMPS ✓
KADALADI
IOBA0000525
5 BY 99 A,BAZAAR STREET,KADALADI,PIN 623703
MICR: 623020105 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001279 valid for online transfer?
Yes, IOBA0001279 is a valid IFSC code for Indian Overseas Bank PERUNGULAM branch in RAMANATHAPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001279 belong to?
IOBA0001279 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PERUNGULAM is 623020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001279?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.