Indian Overseas Bank BONGAIGAON Branch IFSC Code

IOBA 0001292
Indian Overseas Bank Logo Indian Overseas Bank
BONGAIGAON — BONGAIGAON, ASSAM
MICR: 783020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BONGAIGAON
IFSC Code
IOBA0001292
MICR Code
783020002
Address
B O C GATE, CHAPAGURI ROAD, BONGAIGAON PIN 783380
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City
BONGAIGAON
District
BONGAIGAON
State
ASSAM
Contact
+913664230932

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001292 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001292.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001292.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
9
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001292 — Branch code (BONGAIGAON)

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Frequently Asked Questions

Is IOBA0001292 valid for online transfer?
Yes, IOBA0001292 is a valid IFSC code for Indian Overseas Bank BONGAIGAON branch in BONGAIGAON, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001292 belong to?
IOBA0001292 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BONGAIGAON is 783020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001292?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.