Indian Overseas Bank MALIGAON Branch IFSC Code

IOBA 0001510
Indian Overseas Bank Logo Indian Overseas Bank
MALIGAON — BONGAIGAON, ASSAM
MICR: 781020005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MALIGAON
IFSC Code
IOBA0001510
MICR Code
781020005
Address
NORTH EAST FRONTIER RAILWAY HEAD QUARTERS MALIGAON GUWAHATI PIN 781011
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City
BONGAIGAON
District
MULAGAON
State
ASSAM
Contact
2571727

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001510 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001510.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001510.

IFSC Code Structure

I
O
B
A
0
0
0
1
5
1
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001510 — Branch code (MALIGAON)

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Frequently Asked Questions

Is IOBA0001510 valid for online transfer?
Yes, IOBA0001510 is a valid IFSC code for Indian Overseas Bank MALIGAON branch in BONGAIGAON, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001510 belong to?
IOBA0001510 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MALIGAON is 781020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001510?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.