Indian Overseas Bank AYIKUDI Branch IFSC Code

IOBA 0001378
Indian Overseas Bank Logo Indian Overseas Bank
AYIKUDI — TIRUNELVALI, TAMIL NADU
MICR: 627020051 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
AYIKUDI
IFSC Code
IOBA0001378
MICR Code
627020051
Address
3 1 56,KRISHNAN KOIL STREET,AYIKUDI,PIN 627852
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City
TIRUNELVALI
District
AYIKUDY
State
TAMIL NADU
Contact
267125

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001378 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001378.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001378.

IFSC Code Structure

I
O
B
A
0
0
0
1
3
7
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001378 — Branch code (AYIKUDI)

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Frequently Asked Questions

Is IOBA0001378 valid for online transfer?
Yes, IOBA0001378 is a valid IFSC code for Indian Overseas Bank AYIKUDI branch in TIRUNELVALI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001378 belong to?
IOBA0001378 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AYIKUDI is 627020051. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001378?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.