Indian Overseas Bank KADAYAM Branch IFSC Code

IOBA 0001381
Indian Overseas Bank Logo Indian Overseas Bank
KADAYAM — TIRUNELVALI, TAMIL NADU
MICR: 627020054 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KADAYAM
IFSC Code
IOBA0001381
MICR Code
627020054
Address
SHANMUGAM BUILDING PERUMAL SANNADHI STREET KADAYAM PIN 627415
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City
TIRUNELVALI
District
KADAYAM
State
TAMIL NADU
Contact
240438

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001381 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001381.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001381.

IFSC Code Structure

I
O
B
A
0
0
0
1
3
8
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001381 — Branch code (KADAYAM)

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Frequently Asked Questions

Is IOBA0001381 valid for online transfer?
Yes, IOBA0001381 is a valid IFSC code for Indian Overseas Bank KADAYAM branch in TIRUNELVALI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001381 belong to?
IOBA0001381 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KADAYAM is 627020054. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001381?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.