Indian Overseas Bank KALAKAD Branch IFSC Code

IOBA 0001383
Indian Overseas Bank Logo Indian Overseas Bank
KALAKAD — TIRUNELVALI, TAMIL NADU
MICR: 627020056 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KALAKAD
IFSC Code
IOBA0001383
MICR Code
627020056
Address
21 BY 10,ANNA SALAI,KALAKAD PIN 627501
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City
TIRUNELVALI
District
KALAKAD
State
TAMIL NADU
Contact
260524

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001383 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001383.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001383.

IFSC Code Structure

I
O
B
A
0
0
0
1
3
8
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001383 — Branch code (KALAKAD)

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Frequently Asked Questions

Is IOBA0001383 valid for online transfer?
Yes, IOBA0001383 is a valid IFSC code for Indian Overseas Bank KALAKAD branch in TIRUNELVALI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001383 belong to?
IOBA0001383 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KALAKAD is 627020056. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001383?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.