Indian Overseas Bank SURANDAI Branch IFSC Code

IOBA 0001395
Indian Overseas Bank Logo Indian Overseas Bank
SURANDAI — TIRUNELVALI, TAMIL NADU
MICR: 627020048 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SURANDAI
IFSC Code
IOBA0001395
MICR Code
627020048
Address
17 8, WARD 7, MAHALAKSHMI CO WATER TANK ROAD, SURANDAI627859
Open in Google Maps
City
TIRUNELVALI
District
SURANDAI
State
TAMIL NADU
Contact
261223

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001395 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001395.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001395.

IFSC Code Structure

I
O
B
A
0
0
0
1
3
9
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001395 — Branch code (SURANDAI)

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Frequently Asked Questions

Is IOBA0001395 valid for online transfer?
Yes, IOBA0001395 is a valid IFSC code for Indian Overseas Bank SURANDAI branch in TIRUNELVALI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001395 belong to?
IOBA0001395 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SURANDAI is 627020048. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001395?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.