Indian Overseas Bank JAMMU Branch IFSC Code
IOBA 0001431
Indian Overseas Bank JAMMU — JAMMU, JAMMU AND KASHMIR
MICR: 180020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- JAMMU
- IFSC Code
- IOBA0001431
- MICR Code
- 180020002
- City
- JAMMU
- District
- JAMMU
- State
- JAMMU AND KASHMIR
- Contact
- +911912450276
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001431 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001431.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001431.
IFSC Code Structure
I
O
B
A
0
0
0
1
4
3
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001431 — Branch code (JAMMU)
Nearby Indian Overseas Bank Branches in JAMMU
SATWARI CHOWK JAMMU
IOBA0001958
SATWARI JAMMU CANTONMENT PIN 180003
MICR: 180020003 RTGS ✓ NEFT ✓ IMPS ✓
CHANNI HIMMAT
IOBA0003890
SHASTRI NIWAS, SECTOR 2 HNO -95 PVT, WARD NO 51, CHANNI HIMMAT, JAMMU, JAMMU AND KASHMIR 180015
MICR: 180020004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001431 valid for online transfer?
Yes, IOBA0001431 is a valid IFSC code for Indian Overseas Bank JAMMU branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001431 belong to?
IOBA0001431 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank JAMMU is 180020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001431?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.