Indian Overseas Bank CHANNI HIMMAT Branch IFSC Code

IOBA 0003890
Indian Overseas Bank Logo Indian Overseas Bank
CHANNI HIMMAT — JAMMU, JAMMU AND KASHMIR
MICR: 180020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHANNI HIMMAT
IFSC Code
IOBA0003890
MICR Code
180020004
Address
SHASTRI NIWAS, SECTOR 2 HNO -95 PVT, WARD NO 51, CHANNI HIMMAT, JAMMU, JAMMU AND KASHMIR 180015
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City
JAMMU
District
JAMMU
State
JAMMU AND KASHMIR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003890 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003890.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003890.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
9
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003890 — Branch code (CHANNI HIMMAT)

Nearby Indian Overseas Bank Branches in JAMMU

JAMMU

IOBA0001431

37 A,B BY 8, GANDHINAGAR EXTENSION,OLD RAILWAY ROAD,JAMMU, PIN 181004

MICR: 180020002 RTGS ✓ NEFT ✓ IMPS ✓

SATWARI CHOWK JAMMU

IOBA0001958

SATWARI JAMMU CANTONMENT PIN 180003

MICR: 180020003 RTGS ✓ NEFT ✓ IMPS ✓
View all Indian Overseas Bank branches in JAMMU →

Frequently Asked Questions

Is IOBA0003890 valid for online transfer?
Yes, IOBA0003890 is a valid IFSC code for Indian Overseas Bank CHANNI HIMMAT branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003890 belong to?
IOBA0003890 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHANNI HIMMAT is 180020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003890?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.