Indian Overseas Bank MOTI NAGAR Branch IFSC Code

IOBA 0001440
Indian Overseas Bank Logo Indian Overseas Bank
MOTI NAGAR — LUCKNOW, UTTAR PRADESH
MICR: 226020009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MOTI NAGAR
IFSC Code
IOBA0001440
MICR Code
226020009
Address
MAHARAJA AGRA SEN VIDY,MOTINAGAR,LUCKNOW
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City
LUCKNOW
District
LUCKNOW
State
UTTAR PRADESH
Contact
2691210

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001440 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001440.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001440.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
4
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001440 — Branch code (MOTI NAGAR)

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Frequently Asked Questions

Is IOBA0001440 valid for online transfer?
Yes, IOBA0001440 is a valid IFSC code for Indian Overseas Bank MOTI NAGAR branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001440 belong to?
IOBA0001440 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MOTI NAGAR is 226020009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001440?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.