Indian Overseas Bank SHEORAPHULI Branch IFSC Code

IOBA 0001553
Indian Overseas Bank Logo Indian Overseas Bank
SHEORAPHULI — KOLKATA, WEST BENGAL
MICR: 700020046 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SHEORAPHULI
IFSC Code
IOBA0001553
MICR Code
700020046
Address
PLOT NO 12, NISTARINI SUPER MARKET, 1 FLOOR, G T ROAD, SHEORAPHULI, PIN 712223
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City
KOLKATA
District
KOLKATA
State
WEST BENGAL
Contact
2459257

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001553 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001553.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001553.

IFSC Code Structure

I
O
B
A
0
0
0
1
5
5
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001553 — Branch code (SHEORAPHULI)

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Frequently Asked Questions

Is IOBA0001553 valid for online transfer?
Yes, IOBA0001553 is a valid IFSC code for Indian Overseas Bank SHEORAPHULI branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001553 belong to?
IOBA0001553 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SHEORAPHULI is 700020046. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001553?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.