Indian Overseas Bank MORADABAD LAJPAT NAGAR Branch IFSC Code

IOBA 0001555
Indian Overseas Bank Logo Indian Overseas Bank
MORADABAD LAJPAT NAGAR — MORADABAD, UTTAR PRADESH
MICR: 244020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MORADABAD LAJPAT NAGAR
IFSC Code
IOBA0001555
MICR Code
244020002
Address
MAHARAJA HARISHCHANDRA COLLEGE,LAJPAT NAGAR,MORADABAD PIN 244001
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City
MORADABAD
District
MORADABAD
State
UTTAR PRADESH
Contact
22950122

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001555 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001555.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001555.

IFSC Code Structure

I
O
B
A
0
0
0
1
5
5
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001555 — Branch code (MORADABAD LAJPAT NAGAR)

Nearby Indian Overseas Bank Branches in MORADABAD

MORADABAD

IOBA0000526

STATION ROAD, MORADABAD PIN 244001

MICR: 244020003 RTGS ✓ NEFT ✓ IMPS ✓

CHANDAUSI

IOBA0002800

2,SAKET COLONY,CHANDAUSI DIST,MORADABAD 202412,U P

MICR: 202020102 RTGS ✓ NEFT ✓ IMPS ✓
View all Indian Overseas Bank branches in MORADABAD →

Frequently Asked Questions

Is IOBA0001555 valid for online transfer?
Yes, IOBA0001555 is a valid IFSC code for Indian Overseas Bank MORADABAD LAJPAT NAGAR branch in MORADABAD, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001555 belong to?
IOBA0001555 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MORADABAD LAJPAT NAGAR is 244020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001555?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.