Indian Overseas Bank CHANDAUSI Branch IFSC Code

IOBA 0002800
Indian Overseas Bank Logo Indian Overseas Bank
CHANDAUSI — MORADABAD, UTTAR PRADESH
MICR: 202020102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHANDAUSI
IFSC Code
IOBA0002800
MICR Code
202020102
Address
2,SAKET COLONY,CHANDAUSI DIST,MORADABAD 202412,U P
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City
MORADABAD
District
CHANDAUSI
State
UTTAR PRADESH
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002800 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002800.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002800.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
0
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002800 — Branch code (CHANDAUSI)

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Frequently Asked Questions

Is IOBA0002800 valid for online transfer?
Yes, IOBA0002800 is a valid IFSC code for Indian Overseas Bank CHANDAUSI branch in MORADABAD, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002800 belong to?
IOBA0002800 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHANDAUSI is 202020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002800?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.