Indian Overseas Bank BALAGATHOPU Branch IFSC Code
IOBA 0001597
Indian Overseas Bank BALAGATHOPU — SRIKAKULAM, ANDHRA PRADESH
MICR: 532020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BALAGATHOPU
- IFSC Code
- IOBA0001597
- MICR Code
- 532020003
- City
- SRIKAKULAM
- District
- SRIKAKULAM
- State
- ANDHRA PRADESH
- Contact
- +911744294343
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001597 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001597.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001597.
IFSC Code Structure
I
O
B
A
0
0
0
1
5
9
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001597 — Branch code (BALAGATHOPU)
Nearby Indian Overseas Bank Branches in SRIKAKULAM
ALLADA
IOBA0001129
ALLADA VILLAGE AND PANCHAYAT KOTABOMMALI THANA JALUMOORU MANDAL ALLADA PIN 532425
MICR: 532020602 RTGS ✓ NEFT ✓ IMPS ✓
PALASA
IOBA0003946
D NO 12-2-216, GROUND FLOOR, SURYA RAJ INN BUILDING, K T ROAD, PALASA - KASIBUGGA, SRIKAKULAM - 532221
MICR: 532020004 RTGS ✓ NEFT ✓ IMPS ✓
NARASANNAPETA
IOBA0003964
1ST FLOOR , KAMESWARI COMPLEX,MAIN ROAD, BESIDE LAKSHMI THEATRE , NARASANNAPETA
MICR: 532020005 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001597 valid for online transfer?
Yes, IOBA0001597 is a valid IFSC code for Indian Overseas Bank BALAGATHOPU branch in SRIKAKULAM, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001597 belong to?
IOBA0001597 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BALAGATHOPU is 532020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001597?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.