Indian Overseas Bank PALASA Branch IFSC Code
IOBA 0003946
Indian Overseas Bank PALASA — SRIKAKULAM, ANDHRA PRADESH
MICR: 532020004
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PALASA
- IFSC Code
- IOBA0003946
- MICR Code
- 532020004
- Address
- D NO 12-2-216, GROUND FLOOR, SURYA RAJ INN BUILDING, K T ROAD, PALASA - KASIBUGGA, SRIKAKULAM - 532221 Open in Google Maps
- City
- SRIKAKULAM
- District
- SRIKAKULAM
- State
- ANDHRA PRADESH
- Contact
- +918925953946
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003946 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003946.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003946.
IFSC Code Structure
I
O
B
A
0
0
0
3
9
4
6
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003946 — Branch code (PALASA)
Nearby Indian Overseas Bank Branches in SRIKAKULAM
ALLADA
IOBA0001129
ALLADA VILLAGE AND PANCHAYAT KOTABOMMALI THANA JALUMOORU MANDAL ALLADA PIN 532425
MICR: 532020602 RTGS ✓ NEFT ✓ IMPS ✓
BALAGATHOPU
IOBA0001597
BISHOPS BUILDING, BALAGATHOPU, SRIKAKULAM PIN 532001
MICR: 532020003 RTGS ✓ NEFT ✓ IMPS ✓
NARASANNAPETA
IOBA0003964
1ST FLOOR , KAMESWARI COMPLEX,MAIN ROAD, BESIDE LAKSHMI THEATRE , NARASANNAPETA
MICR: 532020005 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003946 valid for online transfer?
Yes, IOBA0003946 is a valid IFSC code for Indian Overseas Bank PALASA branch in SRIKAKULAM, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003946 belong to?
IOBA0003946 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PALASA is 532020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003946?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.