Indian Overseas Bank THODUPUZHA Branch IFSC Code

IOBA 0001620
Indian Overseas Bank Logo Indian Overseas Bank
THODUPUZHA — IDUKKI, KERALA
MICR: 685020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
THODUPUZHA
IFSC Code
IOBA0001620
MICR Code
685020002
Address
PULIMOOTTIL PIONEER, NEAR PRIVATE BUS STAND, PALA ROAD, THODUPUZHA685584
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City
IDUKKI
District
THODUPUZHA
State
KERALA
Contact
2205026

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001620 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001620.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001620.

IFSC Code Structure

I
O
B
A
0
0
0
1
6
2
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001620 — Branch code (THODUPUZHA)

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Frequently Asked Questions

Is IOBA0001620 valid for online transfer?
Yes, IOBA0001620 is a valid IFSC code for Indian Overseas Bank THODUPUZHA branch in IDUKKI, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001620 belong to?
IOBA0001620 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank THODUPUZHA is 685020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001620?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.